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Regulatory Reform: Looking Ahead
Monday, April 05, 2010 (1313 reads)


As the Senate Banking Committee completes work on its regulatory reform bill, we anticipate changes that could have long-term consequences for the stability of the banking industry in New York and around the world. Decisions about the extent of agency consolidation are particularly urgent.



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Looking Under the Sofa Cushions:
Monday, April 05, 2010 (1139 reads)


State surcharges for Yankees tickets? Tax bills issued to the state’s own industrial development agencies? Closures of parks and monuments? Delays in state tax refunds?



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Shocking the Lending Market Back to Life
Monday, April 05, 2010 (1607 reads)


New York state struggles with a $6.8 billion budget deficit while banks and their small-business and commercial customers are watching and waiting for an accord in Washington on federal regulation. Too much caution will stymie an economic rebound, experts warn. And they see that caution on both sides – lenders and borrowers.



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1st National Bank of Scotia
Monday, April 05, 2010 (1750 reads)


Though it’s unusual for community banks to offer car loans, those on the books at 1st National Bank of Scotia, headquartered in Scotia, are the bank’s “bread and butter,” according to president and CEO John Burhmaster.



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Effectively Managing Risk in the New Economy
Monday, April 05, 2010 (1300 reads)


As macroeconomic conditions have deteriorated over the last two years, the need for improved risk-management tools has never been greater. The U.S. consumer is under considerable payment stress.



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Winning Debit Vendors Should Pay Bank’s RFP Fees
Monday, April 05, 2010 (1172 reads)


Financial institutions have traditionally paid consultants to manage and direct their request for proposal (RFP) process for the obvious reason: they asked for help. We believe the real benefactors in the relationship are the RFP winners, and that they should pay the consultant’s fee.



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Best Practices Addressing Reg E.
Monday, April 05, 2010 (2326 reads)


As of today, banks’ plans for how to respond to the new Regulation E requirements are in development and many have begun to execute on those plans. Bankers agree that they must do something, but many disagree on how to execute and what the ultimate impact will be.



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Online ‘Friends’ Can Undercut Bank Security
Monday, April 05, 2010 (1350 reads)


The threat of cyber crime never truly goes away, particularly as banks increase their use of the Internet through social networking, browser tool bars and flash animations. This richer Web experience opens new possibilities for Internet crime, particularly as thieves shift their attacks from e-mail to the Web.



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Provident Bank Promotes Two
Monday, April 05, 2010 (1600 reads)


Provident Bank Promotes Two



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Ridgewood Savings Bank Announces Officer Promotions
Monday, April 05, 2010 (1733 reads)


Ridgewood Savings Bank Announces Officer Promotions



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TD Bank Announces Earth-Friendly Initiatives
Monday, April 05, 2010 (1544 reads)


TD Bank Announces
Earth-Friendly Initiatives



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Capital One Bank Announces New York State Market Presidents
Monday, April 05, 2010 (3088 reads)


Capital One Bank Announces
New York State Market Presidents



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